@import url('https://fonts.googleapis.com/css2?family=Playfair+Display:wght@600;700&family=Source+Sans+3:wght@400;500;600;700&display=swap');
    :root{
      --bg:#f4f7fb; --bg-soft:#eef2f7; --panel:#ffffff; --panel-2:#f6f8fb;
      --muted:#5c6b7a; --text:#0b1f33; --primary:#0b4a6f; --primary-2:#083a57;
      --accent:#0ea5a5; --ok:#16a34a; --warn:#b45309; --danger:#b91c1c;
      --card:#ffffff; --border:rgba(15,23,42,.12); --border-strong:rgba(15,23,42,.18);
      --shadow:0 8px 16px rgba(15,23,42,.06); --shadow-soft:0 1px 1px rgba(15,23,42,.05); --radius:10px;
      --input-bg:#f5f7fb; --input-border:rgba(15,23,42,.18); --input-focus:rgba(11,74,111,.25);
      --ok-bg:rgba(22,163,74,.12); --warn-bg:rgba(180,83,9,.12); --danger-bg:rgba(185,28,28,.08);
      --ok-border:rgba(22,163,74,.28); --warn-border:rgba(180,83,9,.28); --danger-border:rgba(185,28,28,.28);
      --sidebar-bg:#0a1c38; --sidebar-bg-2:#114a82; --sidebar-surface:rgba(255,255,255,.08);
      --sidebar-surface-strong:rgba(255,255,255,.14); --sidebar-border:rgba(191,219,254,.22);
      --sidebar-text:#f8fbff; --sidebar-muted:rgba(226,237,248,.82);
      --font-sans:"Source Sans 3","Segoe UI",sans-serif; --font-display:"Playfair Display","Georgia",serif;
    }
    *{box-sizing:border-box}
    [hidden]{display:none !important}
    html,body{height:100%}
    body{
      margin:0;
      background:
        radial-gradient(1200px 600px at 10% -10%, rgba(14,165,233,.12), transparent 45%),
        radial-gradient(900px 600px at 90% 5%, rgba(16,185,129,.10), transparent 45%),
        linear-gradient(180deg,#f9fafc,#eef2f7);
      color:var(--text);
      font:14px/1.45 var(--font-sans);
    }
    a{color:inherit;text-decoration:none}
    h1,h2,h3{font-family:var(--font-display);font-weight:600}
    input,select,textarea{
      font:inherit;
      color:var(--text);
      background:var(--input-bg);
      border:1px solid var(--input-border);
      border-radius:8px;
      padding:8px 10px;
      box-shadow:var(--shadow-soft);
    }
    input::placeholder,textarea::placeholder{color:#8a97a8}
    input:focus-visible,select:focus-visible,textarea:focus-visible,.btn:focus-visible{
      outline:none;
      border-color:var(--primary);
      box-shadow:0 0 0 3px var(--input-focus);
    }
    .app{display:grid;grid-template-columns:300px minmax(0,1fr);min-height:100dvh;align-items:stretch}
    .app.hidden{display:none}
    .sidebar{
      position:sticky;top:0;min-height:100dvh;height:auto;align-self:stretch;
      background:
        radial-gradient(280px 200px at 18% 0%, rgba(125,211,252,.16), transparent 58%),
        radial-gradient(460px 320px at 100% 100%, rgba(14,165,233,.12), transparent 56%),
        linear-gradient(180deg, var(--sidebar-bg) 0%, #0b2f58 48%, #0c3f6d 100%);
      border-right:1px solid rgba(148,193,235,.20);
      padding:14px 10px;
      box-shadow:inset -1px 0 0 rgba(255,255,255,.05);
      overflow-y:auto;
      overflow-x:hidden;
    }
    .brand{display:flex;align-items:center;gap:8px;padding:4px 8px;margin-bottom:12px}
    .brand-lockup{
      display:flex;
      align-items:center;
      gap:10px;
    }
    .sidebar .brand{
      padding:0 8px 16px;
      margin-bottom:16px;
      border-bottom:1px solid rgba(191,219,254,.14);
    }
    .sidebar .brand-lockup{
      position:relative;
      width:100%;
      padding:12px 14px;
      border-radius:20px;
      background:
        radial-gradient(120px 90px at 85% 20%, rgba(125,211,252,.18), transparent 60%),
        linear-gradient(180deg, rgba(255,255,255,.08), rgba(255,255,255,.03));
      border:1px solid var(--sidebar-border);
      box-shadow:
        inset 0 1px 0 rgba(255,255,255,.12),
        0 14px 28px rgba(4,18,39,.24);
      overflow:hidden;
      isolation:isolate;
      backdrop-filter:blur(8px);
    }
    .sidebar .brand-lockup::before{
      content:"";
      position:absolute;
      inset:auto -18% -48% 26%;
      height:120px;
      background:radial-gradient(circle at center, rgba(103,232,249,.22), transparent 62%);
      pointer-events:none;
      z-index:-1;
    }
    .brand-logo{
      display:block;
      width:212px;
      max-width:100%;
      height:auto;
      object-fit:contain;
      max-height:56px;
    }
    .logo{
      width:30px;height:30px;border-radius:8px;
      background:conic-gradient(from 210deg at 50% 50%, var(--primary), var(--accent));
      box-shadow:inset 0 0 14px rgba(255,255,255,.4),0 6px 12px rgba(11,74,111,.16);
    }
    .brand h1{font-size:15px;letter-spacing:.3px;margin:0;font-weight:600}
    .sr-only{
      position:absolute;
      width:1px;
      height:1px;
      padding:0;
      margin:-1px;
      overflow:hidden;
      clip:rect(0,0,0,0);
      white-space:nowrap;
      border:0;
    }
    @media(max-width:1100px){
      .sidebar .brand{
        padding:0 4px 10px;
      }
      .sidebar .brand-lockup{
        width:auto;
        padding:10px 12px;
        border-radius:16px;
      }
      .brand-logo{
        width:72px;
        height:auto;
        max-height:40px;
        object-fit:contain;
        object-position:center;
      }
    }
    .search{position:relative;margin:8px 6px 12px}
    .search input{width:100%;padding:8px 30px;border-radius:8px;background:var(--input-bg);border:1px solid var(--input-border);color:var(--text)}
    .search .icon{position:absolute;left:10px;top:50%;transform:translateY(-50%);opacity:.6}
    .nav{display:flex;flex-direction:column;gap:6px;padding:4px}
    .nav-group{
      font-size:10px;
      font-weight:700;
      letter-spacing:.1em;
      text-transform:uppercase;
      color:rgba(191,219,254,.78);
      padding:8px 10px 2px;
      margin-top:6px;
    }
    .nav-group:first-of-type{margin-top:2px}
    .nav button{
      all:unset;display:flex;align-items:center;gap:10px;padding:8px 10px;border-radius:10px;
      color:var(--sidebar-muted);cursor:pointer;border:1px solid transparent;
      transition:background .2s ease,color .2s ease,border-color .2s ease,box-shadow .2s ease;
      position:relative;
    }
    .nav button > span:first-child{width:16px;display:inline-flex;justify-content:center;flex:0 0 16px}
    .nav button .label{flex:1;min-width:0;order:3}
    .nav button.nav-parent{font-weight:700}
    .nav button.nav-parent.open{
      background:rgba(255,255,255,.08);
      color:var(--sidebar-text);
      border-color:rgba(191,219,254,.22);
    }
    .nav button .chev{
      margin-left:auto;
      margin-right:2px;
      font-size:10px;
      opacity:.8;
      transition:transform .2s ease;
      flex:0 0 10px;
      text-align:center;
      order:4;
    }
    .nav button.nav-parent.open .chev{transform:rotate(180deg)}
    .nav-submenu{
      display:flex;
      flex-direction:column;
      gap:4px;
      margin-left:0;
      padding-left:0;
      border-left:none;
    }
    .nav-submenu button{font-size:12px;padding:7px 8px 7px 18px}
    .nav button:hover{
      background:var(--sidebar-surface);
      color:var(--sidebar-text);
      border-color:rgba(191,219,254,.18);
    }
    .nav button.active{
      background:linear-gradient(180deg,rgba(255,255,255,.16),rgba(255,255,255,.10));
      color:var(--sidebar-text);
      border-color:rgba(191,219,254,.32);
      box-shadow:inset 0 1px 0 rgba(255,255,255,.12),0 10px 20px rgba(4,18,39,.16);
    }
    .nav .tag{
      margin-left:0;
      margin-right:8px;
      background:rgba(255,255,255,.12);
      border:1px solid rgba(191,219,254,.24);
      color:var(--sidebar-text);
      border-radius:999px;
      padding:2px 6px;
      font-size:10px;
      min-width:18px;
      text-align:center;
      order:2;
    }
    .nav button.nav-parent .tag{margin-right:8px}
    .nav .tag.tag-mini{
      min-width:18px;
      text-align:center;
      padding:2px 6px;
      font-size:9px;
      line-height:1.1;
    }
    .topbar{
      position:sticky;top:0;z-index:5;display:flex;align-items:center;justify-content:space-between;
      padding:10px 16px;background:rgba(255,255,255,.9);backdrop-filter: blur(10px);
      border-bottom:1px solid var(--border);box-shadow:0 1px 0 rgba(15,23,42,.05),0 4px 10px rgba(15,23,42,.05);
    }
    .topbar .kpis{display:flex;gap:8px;align-items:center}
    .pill{padding:4px 8px;border-radius:999px;border:1px solid var(--border);background:var(--panel-2);font-size:11px;color:#2b4a6f}
    .user{display:flex;gap:8px;align-items:center}
    .user-meta{display:flex;flex-direction:column;font-size:12px}
    #user-role{color:var(--muted);font-size:11px}
    .avatar{width:28px;height:28px;border-radius:50%;background:linear-gradient(135deg,var(--primary),var(--accent))}
    .topbar-notifications{position:relative}
    .topbar-bell{display:inline-flex;align-items:center;gap:8px}
    .notif-panel{
      position:absolute;
      top:calc(100% + 10px);
      right:0;
      width:min(420px, calc(100vw - 32px));
      max-height:420px;
      overflow:auto;
      padding:10px;
      border:1px solid var(--border);
      border-radius:16px;
      background:rgba(255,255,255,.98);
      box-shadow:0 20px 40px rgba(15,23,42,.14);
      z-index:30;
    }
    .notif-panel-head{
      display:flex;
      align-items:center;
      justify-content:space-between;
      gap:8px;
      padding:4px 4px 10px;
      border-bottom:1px solid var(--border);
      margin-bottom:8px;
    }
    .notif-panel-actions{
      display:flex;
      align-items:center;
      gap:6px;
      flex-wrap:wrap;
      justify-content:flex-end;
    }
    .notif-mail-pref{
      margin:0;
      padding:6px 8px;
      font-size:12px;
      background:rgba(11,74,111,.04);
    }
    .notif-list{display:flex;flex-direction:column;gap:8px}
    .notif-item{
      padding:10px 12px;
      border-radius:14px;
      border:1px solid var(--border);
      background:var(--panel-2);
    }
    .notif-item.clickable{cursor:pointer}
    .notif-item.clickable:hover{box-shadow:0 10px 20px rgba(15,23,42,.08)}
    .notif-item.ok{border-color:var(--ok-border);background:var(--ok-bg)}
    .notif-item.warn{border-color:var(--warn-border);background:var(--warn-bg)}
    .notif-item.info{border-color:rgba(11,74,111,.16);background:rgba(11,74,111,.06)}
    .notif-item.unread{box-shadow:inset 0 0 0 1px rgba(11,74,111,.18)}
    .notif-item-head{display:flex;align-items:center;justify-content:space-between;gap:10px;margin-bottom:4px}
    .notif-item-title{font-weight:700;font-size:13px}
    .notif-item-time{font-size:11px;color:var(--muted);white-space:nowrap}
    .notif-item-message{font-size:12px;line-height:1.45;color:#334155}
    .notif-item-actions{display:flex;justify-content:flex-end;gap:6px;flex-wrap:wrap;margin-top:8px}
    .notif-item-state{align-self:center;font-size:12px}
    .notif-action{padding:6px 8px;font-size:12px}
    main{min-width:0;display:flex;flex-direction:column;min-height:100dvh}
    .main{padding:16px;min-width:0;width:100%;display:flex;flex-direction:column;gap:12px}
    .main > section{width:100%;min-width:0}
    .grid{display:grid;gap:12px}
    .grid.cols-3{grid-template-columns:repeat(3,minmax(0,1fr))}
    .grid.cols-2{grid-template-columns:repeat(2,minmax(0,1fr))}
    .grid.cols-4{grid-template-columns:repeat(4,minmax(0,1fr))}
    @media(max-width:1100px){.app{grid-template-columns:86px 1fr}.label{display:none}.nav-group{display:none}.nav button{justify-content:center}.nav .tag{display:none}}
    @media(max-width:900px){
      .app{grid-template-columns:1fr;min-height:100dvh}
      .sidebar{
        position:relative;
        top:auto;
        min-height:0;
        max-height:46vh;
        padding:10px 8px 12px;
      }
      .sidebar .brand{padding:0 4px 10px;margin-bottom:10px}
      .label{display:inline}
      .nav-group{display:block}
      .nav button{justify-content:flex-start}
      .nav .tag{display:inline-flex}
      .topbar{padding:10px 12px}
      .user-meta{display:none}
      .main{padding:12px}
      .grid.cols-3,.grid.cols-2,.grid.cols-4{grid-template-columns:1fr}
    }
    .card{
      background:
        radial-gradient(1200px 600px at 110% -20%, rgba(14,165,233,.12), transparent 45%),
        radial-gradient(800px 500px at -10% -10%, rgba(11,74,111,.08), transparent 50%),
        var(--card);
      border:1px solid var(--border);
      border-radius:var(--radius);
      box-shadow:var(--shadow);
    }
    .card .hd{display:flex;align-items:center;justify-content:space-between;padding:10px 12px;border-bottom:1px solid var(--border)}
    .card .hd h3{margin:0;font-size:13px;letter-spacing:.2px}
    .card .bd{padding:12px}
    .kpi{display:flex;gap:10px;align-items:center}
    .kpi-link{cursor:pointer;padding:6px;border-radius:10px;transition:background .2s ease,border-color .2s ease}
    .kpi-link:hover{background:rgba(11,74,111,.06)}
    .kpi .dot{width:10px;height:10px;border-radius:50%}
    .kpi .val{font-weight:700;font-size:19px}
    .muted{color:var(--muted)}
    table{width:100%;border-collapse:collapse}
    th,td{padding:8px;border-bottom:1px solid var(--border);text-align:left;vertical-align:top}
    th{font-size:11px;color:#4b5563;text-transform:uppercase;letter-spacing:.06em}
    tr:hover td{background:rgba(11,74,111,.04)}
    .form-section td{
      background:rgba(11,74,111,.06);
      font-weight:600;
      color:#16324a;
    }
    .form-section:hover td{background:rgba(11,74,111,.06)}
    .status{padding:3px 6px;border-radius:999px;font-size:11px;border:1px solid var(--border);display:inline-block;background:#f8fafc;color:var(--muted)}
    .status.ok{color:#14532d;background:var(--ok-bg);border-color:var(--ok-border)}
    .status.warn{color:#92400e;background:var(--warn-bg);border-color:var(--warn-border)}
    .status.danger{color:#7f1d1d;background:var(--danger-bg);border-color:var(--danger-border)}
    .payments-summary{
      display:grid;
      gap:8px;
      grid-template-columns:repeat(3,minmax(0,1fr));
      margin-bottom:10px;
    }
    .payments-summary-item{
      border:1px solid var(--border);
      border-radius:12px;
      background:linear-gradient(180deg,rgba(255,255,255,.96),rgba(244,248,252,.98));
      padding:8px 10px;
      min-height:64px;
    }
    .payments-summary-item strong{
      display:block;
      font-size:11px;
      color:#5f7387;
      text-transform:uppercase;
      letter-spacing:.06em;
      margin-bottom:4px;
    }
    .payments-summary-item span{
      display:block;
      font-size:20px;
      font-weight:700;
      color:#0f172a;
      line-height:1.2;
    }
    .payments-group-row td{
      background:rgba(11,74,111,.07);
      border-bottom:1px solid rgba(11,74,111,.16);
      font-weight:600;
      color:#17324a;
    }
    .payments-group-row:hover td{background:rgba(11,74,111,.07)}
    .payments-group-head{
      display:flex;
      align-items:center;
      justify-content:space-between;
      gap:10px;
      flex-wrap:wrap;
    }
    .payments-group-head strong{
      font-size:13px;
      color:#0f2940;
    }
    .payments-filters .btn{
      min-width:220px;
      flex:1;
    }
    .payments-table-wrap{
      max-height:520px;
      overflow:auto;
      border:1px solid var(--border);
      border-radius:12px;
      background:var(--panel);
    }
    .portal-grid{
      margin-top:12px;
    }
    .profile-grid{
      display:grid;
      grid-template-columns:repeat(2,minmax(0,1fr));
      gap:10px;
    }
    .profile-grid label{
      display:flex;
      flex-direction:column;
      gap:6px;
      color:#334155;
      font-size:13px;
    }
    .profile-grid label:last-child{
      grid-column:1 / -1;
    }
    @media(max-width:900px){
      .profile-grid{grid-template-columns:1fr}
      .profile-grid label:last-child{grid-column:auto}
    }
    .portal-table-wrap{
      max-height:340px;
      overflow:auto;
      border:1px solid var(--border);
      border-radius:12px;
      background:var(--panel);
    }
    .portal-amort-wrap{
      max-height:440px;
      overflow:auto;
      border:1px solid var(--border);
      border-radius:12px;
      background:var(--panel);
    }
    .cartera-credit-card{
      display:flex;
      flex-direction:column;
      min-height:0;
    }
    .credit-table-wrap{
      overflow:auto;
      min-height:280px;
      max-height:calc(100vh - 280px);
    }
    .credit-table-wrap table{
      min-width:980px;
    }
    .restructure-proposal-grid{
      display:grid;
      grid-template-columns:repeat(auto-fit,minmax(180px,1fr));
      gap:10px;
      margin-bottom:4px;
    }
    .restructure-proposal-field{
      display:flex;
      flex-direction:column;
      gap:4px;
      font-size:12px;
      color:#3b4f66;
      font-weight:600;
    }
    .restructure-proposal-field .btn{
      width:100%;
    }
    @media(max-width:900px){
      .payments-summary{grid-template-columns:1fr}
      .payments-filters .btn{min-width:0;flex:1 1 100%}
      .portal-grid{grid-template-columns:1fr}
      .credit-table-wrap{
        min-height:220px;
        max-height:none;
      }
    }
    .toolbar{display:flex;gap:6px;flex-wrap:wrap}
    #cot2-tabs{position:relative;z-index:2;display:none}
    .cot2-panel{
      border:1px solid var(--border);
      border-radius:14px;
      background:linear-gradient(180deg,rgba(255,255,255,.96),rgba(246,250,255,.98));
      padding:12px;
    }
    .cot2-fields{
      display:flex;
      flex-direction:column;
      gap:8px;
      align-items:stretch;
    }
    .cot2-panel[hidden]{display:none !important}
    .cot2-field-row{
      display:grid;
      grid-template-columns:minmax(180px,280px) minmax(0,1fr);
      align-items:center;
      gap:12px;
    }
    .cot2-field-label{
      font-size:12px;
      font-weight:700;
      color:#334155;
      letter-spacing:.01em;
    }
    .cot2-fields input.btn,
    .cot2-fields select.btn{
      width:100%;
    }
    .cot2-fields > *{min-width:0}
    .cot2-panel .cot2-fields + .cot2-fields{
      margin-top:8px;
      padding-top:8px;
      border-top:1px dashed var(--border);
    }
    @media(max-width:900px){
      .cot2-field-row{grid-template-columns:1fr}
    }
    .table-actions{gap:6px;flex-wrap:wrap}
    .btn{
      padding:8px 10px;border-radius:10px;border:1px solid var(--border);
      background:var(--panel-2);color:var(--text);cursor:pointer;box-shadow:var(--shadow-soft);
      transition:background .2s ease,border-color .2s ease,box-shadow .2s ease,transform .15s ease;
    }
    .btn:hover{background:#eef2f7;border-color:var(--border-strong)}
    .btn:active{transform:translateY(1px)}
    .btn[disabled]{
      opacity:.55;
      cursor:not-allowed;
      box-shadow:none;
    }
    .sol-hidden{display:none}
    .cot2-tab.active,
    .cot2-view-tab.active{
      background:rgba(11,74,111,.08);
      border-color:rgba(11,74,111,.18);
      box-shadow:inset 0 1px 0 rgba(255,255,255,.6);
    }
    .cot2-view-tab.attention{
      animation:cot2HistoryPulse 1.2s ease-in-out 0s 3;
      border-color:rgba(15,118,110,.6);
      box-shadow:0 0 0 3px rgba(20,184,166,.2);
    }
    @keyframes cot2HistoryPulse{
      0%,100%{transform:translateY(0)}
      50%{transform:translateY(-1px)}
    }
    .btn.link-btn{
      padding:0;
      border:none;
      background:transparent;
      color:var(--primary);
      box-shadow:none;
      text-decoration:underline;
    }
    .btn.link-btn:hover{
      background:transparent;
      border:none;
      color:var(--primary-2);
    }
    .row-active td{background:rgba(14,165,165,.08)}
    .btn.primary{
      background:linear-gradient(180deg,var(--primary),var(--primary-2));
      border-color:transparent;color:#fff;box-shadow:0 6px 12px rgba(11,74,111,.22);
    }
    .btn.btn-client360{
      border-color:rgba(14,116,144,.35);
      background:rgba(14,116,144,.08);
      color:#0b4a6f;
      box-shadow:0 2px 8px rgba(14,116,144,.14);
    }
    .btn.btn-client360:hover{
      background:rgba(14,116,144,.14);
      border-color:rgba(14,116,144,.48);
    }
    .btn.danger{
      background:linear-gradient(180deg,var(--danger),#8f1a1a);
      border-color:transparent;color:#fff;box-shadow:0 6px 12px rgba(185,28,28,.22);
    }
    input.btn,textarea.btn{cursor:text;background:var(--input-bg);border-color:var(--input-border);box-shadow:inset 0 1px 0 rgba(255,255,255,.7)}
    select.btn{cursor:pointer;background:var(--input-bg);border-color:var(--input-border);box-shadow:inset 0 1px 0 rgba(255,255,255,.7)}
    section[hidden]{display:none}
    section{animation:fade .3s ease}
    @keyframes fade{from{opacity:0;transform:translateY(6px)}to{opacity:1;transform:none}}
    /* Login */
    .login-screen{
      position:fixed;inset:0;display:grid;place-items:center;
      background:
        radial-gradient(1400px 900px at 10% 0%, rgba(14,165,233,.18), transparent 52%),
        radial-gradient(1000px 700px at 85% 8%, rgba(16,185,129,.12), transparent 48%),
        linear-gradient(135deg,#081a33 0%, #0b2548 42%, #f2f6fb 42%, #ecf2f8 100%);
      z-index:20;padding:16px;overflow-y:auto;
    }
    .login-stage{
      width:min(1120px,100%);
      display:grid;
      grid-template-columns:minmax(0,1.3fr) minmax(360px,420px);
      gap:18px;
      align-items:stretch;
    }
    .login-hero{
      position:relative;
      overflow:hidden;
      border:1px solid rgba(255,255,255,.12);
      border-radius:22px;
      padding:34px 34px 30px;
      background:
        radial-gradient(500px 220px at 80% 18%, rgba(60,159,255,.22), transparent 60%),
        linear-gradient(145deg, rgba(7,17,35,.92), rgba(7,33,72,.84));
      box-shadow:0 30px 80px rgba(4,14,32,.24);
      color:#eef5ff;
    }
    .login-hero::after{
      content:"";
      position:absolute;
      inset:auto -40px -120px 48%;
      height:280px;
      background:radial-gradient(circle at center, rgba(34,211,238,.16), transparent 65%);
      pointer-events:none;
    }
    .login-brand{
      padding:0;
      margin:0 0 18px;
    }
    .login-eyebrow{
      display:inline-flex;
      align-items:center;
      gap:8px;
      margin-bottom:12px;
      padding:6px 12px;
      border-radius:999px;
      background:rgba(255,255,255,.08);
      border:1px solid rgba(255,255,255,.14);
      color:#d7e8ff;
      font-size:11px;
      font-weight:700;
      letter-spacing:.16em;
      text-transform:uppercase;
    }
    .login-hero h2{
      margin:0 0 14px;
      font-size:40px;
      line-height:1.06;
      letter-spacing:-.02em;
      max-width:11ch;
    }
    .login-hero p{
      margin:0;
      max-width:60ch;
      color:rgba(233,242,255,.82);
      font-size:15px;
      line-height:1.6;
    }
    .login-highlights{
      display:grid;
      grid-template-columns:repeat(3,minmax(0,1fr));
      gap:12px;
      margin-top:28px;
      position:relative;
      z-index:1;
    }
    .login-highlight{
      padding:16px 16px 14px;
      border-radius:18px;
      background:rgba(255,255,255,.06);
      border:1px solid rgba(255,255,255,.12);
      backdrop-filter:blur(10px);
    }
    .login-highlight strong{
      display:block;
      margin-bottom:8px;
      font-size:14px;
      color:#ffffff;
    }
    .login-highlight span{
      display:block;
      color:rgba(226,236,248,.76);
      font-size:13px;
      line-height:1.45;
    }
    .login-card{
      width:100%;
      background:rgba(255,255,255,.96);
      border:1px solid rgba(255,255,255,.7);
      border-radius:22px;
      box-shadow:0 24px 60px rgba(6,19,39,.18);
      padding:28px 24px 24px;
      align-self:center;
    }
    .login-card-copy{margin-bottom:12px}
    .login-card h3{margin:0 0 8px;font-size:28px;letter-spacing:-.02em}
    .login-card p{margin:0 0 10px;color:var(--muted)}
    .login-card label{display:block;font-size:12px;margin:6px 0 4px;color:var(--muted)}
    .login-card input{width:100%}
    .login-card .btn.primary{width:100%;margin-top:14px;padding:12px 14px}
    .login-mfa{margin-top:14px}
    .login-mfa .toolbar{gap:8px}
    .login-mfa .btn.primary{margin-top:0}
    .login-error{display:none;margin-top:10px;color:var(--danger);background:var(--danger-bg);border:1px solid var(--danger-border);padding:6px;border-radius:8px;font-size:12px}
    @media(max-width:980px){
      .login-screen{
        place-items:start center;
      }
      .login-stage{
        grid-template-columns:1fr;
        width:min(560px,100%);
        margin:0 auto;
        padding:4px 0 24px;
      }
      .login-hero{display:none}
      .login-hero h2{max-width:none;font-size:34px}
      .login-highlights{grid-template-columns:1fr}
    }
    @media(max-width:640px){
      .login-screen{padding:10px}
      .login-stage{padding-bottom:14px}
      .login-hero,.login-card{padding:22px 18px}
      .login-stage,.login-card{width:100%;max-width:100%}
      .login-hero h2{font-size:30px}
    }
    /* Modals */
    .modal{
      position:fixed;
      inset:0;
      display:none;
      place-items:start center;
      padding:20px 16px;
      overflow:auto;
      background:rgba(11,31,51,.32);
      z-index:40;
    }
    .notice{display:none;margin-bottom:10px;padding:8px 10px;border-radius:10px;border:1px solid var(--border);background:var(--panel-2);color:var(--text);font-size:13px}
    .notice.ok{border-color:var(--ok-border);background:var(--ok-bg);color:#14532d}
    .notice.warn{border-color:var(--warn-border);background:var(--warn-bg);color:#92400e}
    .app-toast{
      position:fixed;
      top:18px;
      right:18px;
      z-index:60;
      min-width:280px;
      max-width:min(420px, calc(100vw - 24px));
      padding:12px 14px;
      border-radius:14px;
      border:1px solid rgba(255,255,255,.18);
      background:rgba(8,25,48,.92);
      color:#f4f8ff;
      box-shadow:0 18px 40px rgba(5,16,32,.28);
      backdrop-filter:blur(12px);
      opacity:0;
      pointer-events:none;
      transform:translateY(-8px);
      transition:opacity .2s ease,transform .2s ease;
      font-size:13px;
      line-height:1.45;
    }
    .app-toast.show{
      opacity:1;
      transform:translateY(0);
    }
    .app-toast.ok{
      background:rgba(13,53,33,.94);
      border-color:rgba(116,232,170,.2);
      color:#ecfff4;
    }
    .app-toast.warn{
      background:rgba(86,43,7,.94);
      border-color:rgba(255,203,130,.18);
      color:#fff6ea;
    }
    @media(max-width:640px){
      .app-toast{
        top:10px;
        left:10px;
        right:10px;
        min-width:0;
        max-width:none;
      }
      .notif-panel{
        width:min(96vw,420px);
      }
    }
    /* Admin */
    .admin-shell{display:flex;flex-direction:column;gap:14px}
    #admin > .grid.cols-2{
      grid-template-columns:1fr;
    }
    #admin .admin-subpage{
      width:100%;
      max-width:none;
    }
    #admin .admin-subpage .bd{
      width:100%;
      overflow-x:auto;
    }
    #admin .admin-card .bd > .grid{
      width:100%;
      align-items:start;
    }
    #admin .admin-card .grid.cols-2{
      grid-template-columns:repeat(auto-fit,minmax(340px,1fr));
    }
    #admin .admin-card .grid.cols-3{
      grid-template-columns:repeat(auto-fit,minmax(280px,1fr));
    }
    #admin .admin-card .grid.cols-4{
      grid-template-columns:repeat(auto-fit,minmax(220px,1fr));
    }
    .admin-hero-card{
      background:
        radial-gradient(900px 320px at 8% 0%, rgba(11,74,111,.12), transparent 52%),
        radial-gradient(700px 260px at 100% 100%, rgba(14,165,165,.12), transparent 48%),
        linear-gradient(180deg, rgba(255,255,255,.98), rgba(247,250,252,.96));
      border-color:rgba(11,74,111,.14);
      box-shadow:0 18px 36px rgba(15,23,42,.08);
    }
    .admin-hero-copy{
      display:flex;
      flex-direction:column;
      gap:8px;
      margin-bottom:14px;
      max-width:78ch;
    }
    .admin-hero-copy p{margin:0;color:#32465a;font-size:14px;line-height:1.65}
    .admin-kicker{
      display:inline-flex;
      align-items:center;
      gap:6px;
      width:max-content;
      padding:5px 10px;
      border-radius:999px;
      background:rgba(11,74,111,.08);
      border:1px solid rgba(11,74,111,.12);
      color:var(--primary);
      font-size:11px;
      font-weight:700;
      letter-spacing:.12em;
      text-transform:uppercase;
    }
    .admin-menu{
      display:grid;
      grid-template-columns:repeat(auto-fit,minmax(160px,1fr));
      gap:10px;
    }
    .admin-menu-btn{
      justify-content:flex-start;
      padding:12px 14px;
      text-align:left;
      font-weight:700;
      background:
        linear-gradient(180deg, rgba(255,255,255,.92), rgba(244,247,251,.98));
    }
    .communication-menu{
      grid-template-columns:repeat(2,minmax(160px,1fr));
      gap:8px;
    }
    .communication-tab.active{
      border-color:rgba(11,74,111,.22);
      background:linear-gradient(180deg, rgba(11,74,111,.12), rgba(11,74,111,.06));
      box-shadow:0 10px 20px rgba(11,74,111,.08);
    }
    .communication-subpage{
      border:1px solid rgba(15,23,42,.08);
      border-radius:14px;
      padding:12px;
      background:rgba(248,250,253,.9);
    }
    .admin-card{
      border-color:rgba(11,74,111,.12);
      box-shadow:0 12px 28px rgba(15,23,42,.06);
    }
    .admin-focus-card{
      border-color:rgba(14,165,165,.22);
      box-shadow:0 20px 42px rgba(8,25,48,.08);
    }
    .admin-card .hd h3{font-size:16px}
    .admin-card-intro{margin:0 0 14px;line-height:1.6}
    .admin-notif-layout{
      display:grid;
      grid-template-columns:minmax(300px,360px) minmax(0,1fr);
      gap:16px;
      align-items:start;
    }
    .admin-notif-sidebar,
    .admin-notif-editor-shell{
      background:rgba(245,248,252,.9);
      border:1px solid rgba(15,23,42,.08);
      border-radius:18px;
      padding:12px;
      min-height:100%;
    }
    .admin-notif-sidebar{display:flex;flex-direction:column;gap:10px}
    .admin-notif-sidebar-head{
      display:flex;
      justify-content:space-between;
      align-items:center;
      gap:8px;
      font-size:13px;
      color:var(--text);
    }
    .admin-notif-sidebar-head .chip{
      padding:3px 8px;
      font-size:11px;
      line-height:1.2;
    }
    .admin-notif-list{
      display:flex;
      flex-direction:column;
      gap:8px;
      max-height:620px;
      overflow:auto;
      padding-right:2px;
    }
    .admin-notif-item{
      width:100%;
      display:flex;
      flex-direction:column;
      gap:6px;
      align-items:flex-start;
      padding:12px;
      border-radius:14px;
      border:1px solid rgba(15,23,42,.08);
      background:#fff;
      text-align:left;
      box-shadow:0 6px 18px rgba(15,23,42,.04);
    }
    .admin-notif-item.active{
      border-color:rgba(11,74,111,.22);
      background:linear-gradient(180deg, rgba(11,74,111,.08), rgba(11,74,111,.04));
      box-shadow:0 12px 26px rgba(11,74,111,.1);
    }
    .admin-notif-editor-shell{display:flex;flex-direction:column}
    #notif-rule-editor{display:flex;flex-direction:column;gap:12px}
    .admin-notif-item-title{font-weight:700;font-size:13px;color:var(--text)}
    .admin-notif-item-meta{font-size:12px;color:var(--muted);line-height:1.45}
    .admin-notif-editor-head{
      display:flex;
      justify-content:space-between;
      gap:12px;
      align-items:flex-start;
      margin-bottom:14px;
    }
    .admin-notif-editor-head h4{
      margin:6px 0 0;
      font-family:var(--font-display);
      font-size:24px;
      line-height:1.1;
    }
    .admin-inline-checks{display:flex;gap:10px;flex-wrap:wrap;margin-bottom:14px}
    .admin-rule-groups{
      display:grid;
      grid-template-columns:repeat(3,minmax(0,1fr));
      gap:12px;
      align-items:start;
    }
    .admin-rule-group{
      background:#fff;
      border:1px solid rgba(15,23,42,.08);
      border-radius:16px;
      padding:12px;
      min-height:220px;
    }
    .admin-rule-label{
      margin-bottom:10px;
      font-size:12px;
      font-weight:700;
      letter-spacing:.08em;
      text-transform:uppercase;
      color:#415569;
    }
    .admin-check-grid{
      display:grid;
      gap:8px;
      max-height:280px;
      overflow:auto;
      align-content:start;
    }
    .form-check{
      display:flex;
      align-items:flex-start;
      gap:8px;
      padding:8px 10px;
      border-radius:12px;
      border:1px solid rgba(15,23,42,.08);
      background:rgba(255,255,255,.88);
      line-height:1.45;
    }
    .form-check input{margin-top:2px}
    .admin-empty-state{
      min-height:380px;
      display:grid;
      place-items:center;
      text-align:center;
      gap:8px;
      color:#4b5d70;
      padding:20px;
      border:1px dashed rgba(15,23,42,.14);
      border-radius:14px;
      background:rgba(255,255,255,.7);
    }
    .admin-empty-state strong{font-size:18px;color:var(--text)}
    .admin-empty-state[hidden],
    #notif-rule-editor[hidden]{
      display:none !important;
    }
    .risk-admin-layout{
      display:grid;
      grid-template-columns:minmax(340px,1fr) minmax(500px,1.2fr);
      gap:16px;
      align-items:start;
    }
    .risk-opinion-list-shell,
    .risk-opinion-editor-shell{
      background:rgba(245,248,252,.9);
      border:1px solid rgba(15,23,42,.08);
      border-radius:16px;
      padding:12px;
    }
    .risk-opinion-editor-shell{
      display:flex;
      flex-direction:column;
      gap:10px;
    }
    #risk-opinion-table th,
    #risk-opinion-table td,
    #risk-opinion-rubros-table th,
    #risk-opinion-rubros-table td,
    #risk-matrix-table th,
    #risk-matrix-table td{
      white-space:nowrap;
      vertical-align:middle;
    }
    #risk-opinion-rubros-table input,
    #risk-opinion-rubros-table select,
    #risk-matrix-table input,
    #risk-matrix-table select{
      width:100%;
      min-width:92px;
    }
    .risk-opinion-summary{
      display:flex;
      flex-wrap:wrap;
      gap:10px;
      align-items:center;
      justify-content:space-between;
      border-top:1px dashed rgba(15,23,42,.12);
      padding-top:10px;
    }
    .chip.risk-decision-ok{
      border-color:var(--ok-border);
      background:var(--ok-bg);
      color:#14532d;
    }
    .chip.risk-decision-warn{
      border-color:var(--warn-border);
      background:var(--warn-bg);
      color:#92400e;
    }
    .chip.risk-decision-danger{
      border-color:var(--danger-border);
      background:var(--danger-bg);
      color:#7f1d1d;
    }
    @media(max-width:1100px){
      .admin-notif-layout{grid-template-columns:1fr}
      .admin-rule-groups{grid-template-columns:1fr}
      .risk-admin-layout{grid-template-columns:1fr}
    }
    /* Dashboard */
    .dashboard-shell{
      align-items:start;
      grid-template-columns:1fr;
    }
    .dashboard-shell > .card{
      min-width:0;
      display:flex;
      flex-direction:column;
    }
    .dashboard-summary-card{
      background:
        radial-gradient(900px 280px at 0% 0%, rgba(11,74,111,.09), transparent 48%),
        var(--card);
    }
    .dashboard-alerts-card{
      background:
        radial-gradient(720px 220px at 100% 0%, rgba(180,83,9,.08), transparent 44%),
        var(--card);
    }
    .dashboard-shortcuts-card{
      background:
        radial-gradient(780px 260px at 0% 100%, rgba(14,165,165,.08), transparent 48%),
        var(--card);
    }
    .dashboard-shortcuts-bar .bd{padding:10px 12px}
    .dashboard-shortcuts{
      display:grid;
      grid-template-columns:repeat(4,minmax(0,1fr));
      gap:8px;
    }
    .dashboard-shortcut{
      display:flex;
      flex-direction:column;
      align-items:flex-start;
      gap:4px;
      min-height:66px;
      padding:10px 12px;
      text-align:left;
      justify-content:center;
    }
    .dashboard-shortcut-primary{
      background:
        radial-gradient(240px 120px at 100% 0%, rgba(255,255,255,.14), transparent 60%),
        linear-gradient(145deg, var(--primary), #0b3654 62%, #0a5471 100%);
      color:#fff;
    }
    .dashboard-shortcut-primary .dashboard-shortcut-copy{color:rgba(238,246,255,.84)}
    .dashboard-shortcut-title{font-weight:700;font-size:16px;line-height:1.15}
    .dashboard-shortcut-copy{font-size:12px;line-height:1.35;color:#516579}
    .dashboard-metrics-wrap{
      display:flex;
      flex-direction:column;
      gap:12px;
      height:100%;
      min-height:0;
    }
    .dashboard-metric-grid{
      display:grid;
      grid-template-columns:repeat(3,minmax(0,1fr));
      gap:12px;
    }
    .dashboard-metric-grid-4{
      grid-template-columns:repeat(4,minmax(0,1fr));
    }
    .dashboard-metric-grid .kpi{
      border:1px solid rgba(15,23,42,.08);
      border-radius:12px;
      padding:10px 12px;
      background:rgba(255,255,255,.88);
      min-height:72px;
    }
    .dashboard-metric-grid .kpi .val{
      font-size:30px;
      line-height:1;
      letter-spacing:-.02em;
      overflow-wrap:anywhere;
    }
    .dashboard-table-wrap{
      border:1px solid rgba(15,23,42,.08);
      border-radius:12px;
      overflow:auto;
      background:rgba(255,255,255,.84);
      min-height:120px;
      max-height:360px;
    }
    .dashboard-table-wrap table{min-width:0}
    .dashboard-table-wrap th,
    .dashboard-table-wrap td{
      white-space:normal;
      vertical-align:middle;
    }
    .dashboard-forecast-card{
      background:
        radial-gradient(920px 260px at 0% 0%, rgba(16,185,129,.10), transparent 48%),
        var(--card);
    }
    .dashboard-clients-card{
      background:
        radial-gradient(920px 260px at 100% 0%, rgba(14,165,165,.08), transparent 48%),
        var(--card);
    }
    .dashboard-funding-card{
      background:
        radial-gradient(880px 280px at 0% 100%, rgba(11,74,111,.08), transparent 48%),
        var(--card);
    }
    .dashboard-bar{
      width:140px;
      height:10px;
      border-radius:999px;
      background:rgba(15,23,42,.10);
      overflow:hidden;
      position:relative;
    }
    .dashboard-bar > span{
      position:absolute;
      inset:0 auto 0 0;
      border-radius:999px;
      background:linear-gradient(90deg, var(--primary), var(--accent));
    }
    .dashboard-stack{
      width:170px;
      height:10px;
      border-radius:999px;
      background:rgba(15,23,42,.08);
      overflow:hidden;
      display:flex;
    }
    .dashboard-stack-paid{
      height:100%;
      background:linear-gradient(90deg, rgba(22,163,74,.9), rgba(74,222,128,.8));
    }
    .dashboard-stack-debt{
      height:100%;
      background:linear-gradient(90deg, rgba(185,28,28,.86), rgba(248,113,113,.82));
    }
    .dashboard-alert-list{
      display:flex;
      flex-direction:column;
      gap:10px;
      min-height:0;
      height:100%;
    }
    .dashboard-alerts-card .bd{display:flex}
    .dashboard-alert-item{
      display:flex;
      align-items:flex-start;
      justify-content:space-between;
      gap:12px;
      padding:12px 14px;
      border-radius:16px;
      border:1px solid rgba(15,23,42,.08);
      background:rgba(248,250,252,.9);
    }
    .dashboard-alert-item.warn{
      border-color:var(--warn-border);
      background:linear-gradient(180deg, rgba(180,83,9,.08), rgba(255,255,255,.96));
    }
    .dashboard-alert-item.danger{
      border-color:var(--danger-border);
      background:linear-gradient(180deg, rgba(185,28,28,.07), rgba(255,255,255,.96));
    }
    .dashboard-alert-main{
      display:flex;
      flex-direction:column;
      gap:4px;
      min-width:0;
    }
    .dashboard-alert-title{font-weight:700;font-size:13px;color:var(--text)}
    .dashboard-alert-detail{font-size:12px;line-height:1.5;color:#526577}
    .dashboard-alert-action{flex-shrink:0}
    @media(max-width:900px){
      .dashboard-metric-grid{grid-template-columns:1fr}
      .dashboard-shortcuts{grid-template-columns:repeat(2,minmax(0,1fr))}
      .dashboard-metric-grid .kpi .val{font-size:24px}
      .dashboard-table-wrap{max-height:none}
    }
    @media(max-width:640px){
      .dashboard-shortcuts{grid-template-columns:1fr}
    }
    .reports-shell{
      background:
        radial-gradient(860px 260px at 0% 0%, rgba(11,74,111,.08), transparent 52%),
        var(--card);
    }
    .reports-body{
      display:flex;
      flex-direction:column;
      gap:12px;
      min-height:0;
    }
    .reports-controls{
      display:grid;
      grid-template-columns:minmax(260px,1.4fr) repeat(2,minmax(170px,.8fr));
      gap:10px;
      align-items:end;
    }
    .reports-field{
      display:flex;
      flex-direction:column;
      gap:6px;
      min-width:0;
    }
    .reports-field > span{
      font-size:12px;
      color:#4f6274;
      font-weight:600;
    }
    .reports-summary{
      display:grid;
      grid-template-columns:repeat(auto-fit,minmax(180px,1fr));
      gap:10px;
    }
    .reports-summary-item{
      border:1px solid rgba(15,23,42,.08);
      border-radius:12px;
      padding:10px 12px;
      background:rgba(255,255,255,.88);
      display:flex;
      flex-direction:column;
      gap:4px;
      min-height:64px;
    }
    .reports-summary-item strong{
      font-size:12px;
      color:#4b5d70;
      text-transform:uppercase;
      letter-spacing:.02em;
    }
    .reports-summary-item span{
      font-size:18px;
      line-height:1.15;
      color:var(--text);
      font-weight:700;
      overflow-wrap:anywhere;
    }
    .reports-meta{
      font-size:12px;
      line-height:1.45;
    }
    .reports-preview-wrap{
      border:1px solid rgba(15,23,42,.08);
      border-radius:12px;
      overflow:auto;
      background:rgba(255,255,255,.9);
      min-height:220px;
      max-height:520px;
    }
    .reports-preview-wrap td,
    .reports-preview-wrap th{
      white-space:normal;
      vertical-align:middle;
      word-break:break-word;
      overflow-wrap:anywhere;
    }
    .reports-bar{
      width:140px;
      height:10px;
      border-radius:999px;
      background:rgba(15,23,42,.1);
      overflow:hidden;
      position:relative;
    }
    .reports-bar > span{
      position:absolute;
      inset:0 auto 0 0;
      border-radius:999px;
      background:linear-gradient(90deg, var(--primary), var(--accent));
    }
    @media(max-width:900px){
      .reports-controls{grid-template-columns:1fr}
      .reports-preview-wrap{max-height:none}
      .reports-bar{width:120px}
    }
    .section-guide{
      display:grid;
      grid-template-columns:minmax(0,1.25fr) minmax(280px,.75fr);
      gap:12px;
      margin-bottom:12px;
      padding:14px 16px;
      border:1px solid rgba(15,23,42,.08);
      border-radius:18px;
      background:rgba(255,255,255,.9);
      box-shadow:var(--shadow-soft);
    }
    .section-guide-ops{
      background:
        radial-gradient(820px 240px at 0% 0%, rgba(11,74,111,.10), transparent 48%),
        rgba(255,255,255,.92);
    }
    .section-guide-360{
      background:
        radial-gradient(820px 240px at 100% 0%, rgba(14,165,165,.10), transparent 48%),
        rgba(255,255,255,.92);
    }
    .section-guide-copy{
      display:flex;
      flex-direction:column;
      gap:8px;
      min-width:0;
    }
    .section-guide-copy h3{
      margin:0;
      font-size:24px;
      line-height:1.1;
    }
    .section-guide-copy p{
      margin:0;
      color:#4a5d70;
      font-size:14px;
      line-height:1.6;
      max-width:70ch;
    }
    .section-guide-note{
      display:flex;
      flex-direction:column;
      justify-content:center;
      gap:6px;
      padding:12px 14px;
      border-radius:16px;
      border:1px solid rgba(15,23,42,.08);
      background:rgba(247,250,252,.92);
      color:#435769;
      line-height:1.55;
    }
    .section-guide-note strong{
      color:var(--text);
      font-size:13px;
    }
    @media(max-width:900px){
      .section-guide{grid-template-columns:1fr}
    }
    /* Cliente 360 */
    .client-master{display:flex;flex-direction:column;gap:12px}
    .client-master-header{
      position:sticky;top:64px;z-index:4;
      display:flex;flex-wrap:wrap;gap:12px;align-items:center;justify-content:space-between;
      background:rgba(255,255,255,.78);
      border:1px solid var(--border);
      border-radius:var(--radius);
      padding:12px;
      box-shadow:var(--shadow-soft);
      backdrop-filter: blur(10px);
    }
    .client-master-title{display:flex;flex-direction:column;gap:6px;min-width:220px}
    .client-master-context{
      display:inline-flex;
      width:max-content;
      padding:4px 10px;
      border-radius:999px;
      border:1px solid rgba(14,165,165,.18);
      background:rgba(14,165,165,.08);
      color:#0f5f67;
      font-size:11px;
      font-weight:700;
      letter-spacing:.1em;
      text-transform:uppercase;
    }
    .client-master-name{font-family:var(--font-display);font-size:18px;letter-spacing:.2px}
    .client-master-summary{
      color:#4b6073;
      font-size:13px;
      line-height:1.5;
      max-width:62ch;
    }
    .client-master-meta{display:flex;flex-wrap:wrap;gap:6px;align-items:center}
    .client-master-badges{display:flex;flex-wrap:wrap;gap:6px;align-items:center}
    .client-master-actions{display:flex;flex-wrap:wrap;gap:6px;margin-left:auto}
    .cm-filter.active{background:#eef2f7;border-color:var(--border-strong);color:var(--text)}
    .kyc-tabs{display:flex;gap:8px;margin-bottom:10px;flex-wrap:wrap}
    .kyc-tab.active{background:#eef2f7;border-color:var(--border-strong);color:var(--text)}
    .chip{
      display:inline-flex;align-items:center;gap:6px;padding:4px 8px;border-radius:999px;
      border:1px solid var(--border);background:var(--panel-2);font-size:11px;color:var(--text);
    }
    .chip.actionable,.tile.actionable{cursor:pointer}
    .chip.ok{color:#14532d;background:var(--ok-bg);border-color:var(--ok-border)}
    .chip.warn{color:#92400e;background:var(--warn-bg);border-color:var(--warn-border)}
    .chip.danger{color:#7f1d1d;background:var(--danger-bg);border-color:var(--danger-border)}
    .severity-ok{border-color:var(--ok-border);background:linear-gradient(180deg,rgba(22,163,74,.08),#fff)}
    .severity-warn{border-color:var(--warn-border);background:linear-gradient(180deg,rgba(180,83,9,.08),#fff)}
    .severity-danger{border-color:var(--danger-border);background:linear-gradient(180deg,rgba(185,28,28,.08),#fff)}
    .client-master-body{display:flex;flex-direction:column;gap:12px}
    .client-master-body.is-switching{animation:cmFade .2s ease}
    @keyframes cmFade{from{opacity:.6;transform:translateY(4px)}to{opacity:1;transform:none}}
    .decision-grid{display:grid;gap:12px;grid-template-columns:1fr 1.2fr .9fr}
    .decision-card .bd{display:flex;flex-direction:column;gap:10px;min-height:148px}
    .decision-card-primary{
      background:
        radial-gradient(1000px 420px at 100% 0%, rgba(14,165,165,.12), transparent 46%),
        radial-gradient(900px 460px at 0% 0%, rgba(11,74,111,.10), transparent 54%),
        var(--card);
    }
    .decision-card-primary.severity-danger{
      border-color:var(--danger-border);
      background:
        radial-gradient(900px 420px at 100% 0%, rgba(185,28,28,.16), transparent 48%),
        radial-gradient(860px 420px at 0% 0%, rgba(220,38,38,.12), transparent 56%),
        linear-gradient(180deg,rgba(254,242,242,.95),#fff);
    }
    .decision-card-primary.severity-warn{
      border-color:var(--warn-border);
      background:
        radial-gradient(900px 420px at 100% 0%, rgba(180,83,9,.14), transparent 48%),
        radial-gradient(860px 420px at 0% 0%, rgba(217,119,6,.10), transparent 56%),
        linear-gradient(180deg,rgba(255,247,237,.95),#fff);
    }
    .decision-value{
      font-family:var(--font-display);
      font-size:20px;
      line-height:1.1;
      letter-spacing:.01em;
      color:var(--text);
    }
    .decision-meta{
      color:var(--muted);
      font-size:13px;
      line-height:1.45;
    }
    .decision-tags{display:flex;flex-wrap:wrap;gap:8px}
    .decision-blockers{display:flex;flex-direction:column;gap:8px}
    .decision-blocker{
      display:flex;
      align-items:flex-start;
      gap:8px;
      padding:10px 12px;
      border-radius:12px;
      border:1px solid var(--border);
      background:rgba(255,255,255,.72);
    }
    .decision-blocker.ok{border-color:var(--ok-border);background:var(--ok-bg);color:#14532d}
    .decision-blocker.warn{border-color:var(--warn-border);background:var(--warn-bg);color:#92400e}
    .decision-blocker.danger{border-color:var(--danger-border);background:var(--danger-bg);color:#7f1d1d}
    .decision-blocker strong{display:block;font-size:12px}
    .decision-blocker span{display:block;font-size:12px;opacity:.92}
    .snapshot-grid{display:grid;gap:10px;grid-template-columns:repeat(6,minmax(0,1fr))}
    .tile{
      padding:10px;border:1px solid var(--border);border-radius:12px;background:var(--panel);
      box-shadow:var(--shadow-soft);transition:transform .2s ease,box-shadow .2s ease;
      min-width:0;
    }
    .tile.severity-danger{
      border-color:var(--danger-border);
      background:linear-gradient(180deg,rgba(254,226,226,.85),#fff);
    }
    .tile.severity-warn{
      border-color:var(--warn-border);
      background:linear-gradient(180deg,rgba(255,237,213,.82),#fff);
    }
    .tile.severity-danger .tile-value{color:#991b1b}
    .tile.severity-warn .tile-value{color:#9a3412}
    .tile:hover{transform:translateY(-2px);box-shadow:0 10px 18px rgba(15,23,42,.08)}
    .tile-label{font-size:11px;text-transform:uppercase;letter-spacing:.08em;color:var(--muted)}
    .tile-value{font-weight:600;font-size:16px;margin-top:4px}
    .tile-meta{margin-top:2px;font-size:11px;color:var(--muted)}
    .client-master-grid{display:grid;gap:12px;grid-template-columns:repeat(2,minmax(0,1fr))}
    .timeline{position:relative;display:flex;flex-direction:column;gap:10px;padding-left:18px}
    .timeline::before{content:'';position:absolute;left:6px;top:4px;bottom:4px;width:2px;background:var(--border)}
    .timeline-compact{
      max-height:260px;
      overflow:auto;
      padding-right:6px;
      margin-right:-2px;
    }
    .timeline-compact .timeline-item{
      padding:5px 7px;
      gap:6px;
    }
    .timeline-compact .timeline-sub,
    .timeline-compact .timeline-time{
      font-size:10px;
    }
    .timeline-item{
      position:relative;display:grid;grid-template-columns:18px 1fr auto;gap:8px;
      padding:6px 8px;border-radius:10px;border:1px solid transparent;
    }
    .timeline-item::before{
      content:'';position:absolute;left:-12px;top:12px;width:10px;height:10px;border-radius:50%;
      background:var(--border);border:2px solid #fff;box-shadow:0 0 0 1px var(--border);
    }
    /* Formularios */
    #form-modal .card{width:96vw;max-width:96vw;height:92vh;display:flex;flex-direction:column}
    #form-modal .bd{display:flex;flex-direction:column;min-height:0}
    .form-layout{display:grid;grid-template-columns:280px 1fr;gap:12px;flex:1;min-height:0}
    .form-sidebar{border:1px solid var(--border);border-radius:12px;padding:10px;background:var(--panel-2);display:flex;flex-direction:column;min-height:0}
    .form-main{overflow:auto;padding-right:4px}
    .form-list{overflow:auto}
    #form-list-table tbody tr{cursor:pointer}
    .form-check{display:inline-flex;align-items:center;gap:6px}
    .form-complete-card{
      display:flex;
      align-items:flex-start;
      gap:12px;
      padding:14px 16px;
      border-radius:16px;
      border:1px solid rgba(11,74,111,.16);
      background:
        radial-gradient(260px 120px at 100% 0%, rgba(14,165,165,.10), transparent 58%),
        linear-gradient(180deg, rgba(255,255,255,.96), rgba(243,247,251,.98));
      box-shadow:0 10px 22px rgba(15,23,42,.06);
      cursor:pointer;
    }
    .form-complete-card input{
      margin-top:3px;
      transform:scale(1.25);
    }
    .form-complete-copy{
      display:flex;
      flex-direction:column;
      gap:4px;
      min-width:0;
    }
    .form-complete-copy strong{
      font-size:18px;
      line-height:1.15;
      color:var(--text);
    }
    .form-complete-copy span{
      font-size:13px;
      line-height:1.55;
      color:#516579;
    }
    .form-complete-card:has(input:checked){
      border-color:rgba(22,163,74,.32);
      background:
        radial-gradient(280px 120px at 100% 0%, rgba(22,163,74,.12), transparent 58%),
        linear-gradient(180deg, rgba(22,163,74,.08), rgba(255,255,255,.98));
    }
    .form-complete-reminder{
      margin:-2px 0 10px;
      padding:8px 10px;
      border-radius:12px;
      border:1px solid rgba(22,163,74,.28);
      background:rgba(22,163,74,.10);
      color:#14532d;
      font-size:12px;
      line-height:1.45;
    }
    @media(max-width:900px){.form-layout{grid-template-columns:1fr}.form-sidebar{order:2}}
    .timeline-item.ok::before{background:var(--ok);box-shadow:0 0 0 1px var(--ok-border)}
    .timeline-item.warn::before{background:var(--warn);box-shadow:0 0 0 1px var(--warn-border)}
    .timeline-item.danger::before{background:var(--danger);box-shadow:0 0 0 1px var(--danger-border)}
    .timeline-item.today{background:rgba(14,165,165,.08);border-color:rgba(14,165,165,.18)}
    .timeline-icon{font-size:14px;line-height:1;opacity:.7}
    .timeline-title{font-weight:600}
    .timeline-sub{font-size:11px;color:var(--muted)}
    .timeline-time{font-size:11px;color:var(--muted);white-space:nowrap}
    .insights-grid{display:grid;gap:10px;grid-template-columns:repeat(3,minmax(0,1fr))}
    .insight-card{
      padding:10px;border:1px solid var(--border);border-radius:12px;background:var(--panel);
      box-shadow:var(--shadow-soft);transition:transform .2s ease,box-shadow .2s ease;
    }
    .insight-card.severity-danger{
      border-color:var(--danger-border);
      background:linear-gradient(180deg,rgba(254,226,226,.90),#fff);
      box-shadow:0 10px 20px rgba(185,28,28,.12);
    }
    .insight-card.severity-danger .insight-title{color:#991b1b}
    .insight-card.severity-danger .insight-meta,
    .insight-card.severity-danger .insight-action{color:#7f1d1d}
    .insight-card.severity-warn{
      border-color:var(--warn-border);
      background:linear-gradient(180deg,rgba(255,237,213,.90),#fff);
      box-shadow:0 10px 20px rgba(180,83,9,.08);
    }
    .insight-card.severity-warn .insight-title{color:#9a3412}
    .insight-card:hover{transform:translateY(-2px);box-shadow:0 10px 18px rgba(15,23,42,.08)}
    .insight-title{display:flex;align-items:center;gap:8px;font-weight:600}
    .insight-meta{margin-top:6px;font-size:12px;color:var(--muted)}
    .insight-action{margin-top:6px;font-size:12px}
    .exposure-summary{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:8px}
    .exposure-summary .chip{font-size:10px}
    .cm-pay-table-wrap{
      max-height:320px;
      overflow:auto;
      border:1px solid var(--border);
      border-radius:12px;
      background:var(--panel);
    }
    @media(max-width:1200px){
      .decision-grid{grid-template-columns:1fr}
      .snapshot-grid{grid-template-columns:repeat(3,minmax(0,1fr))}
      .insights-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
    }
    @media(max-width:900px){
      .snapshot-grid{grid-template-columns:1fr}
      .client-master-grid{grid-template-columns:1fr}
      .insights-grid{grid-template-columns:1fr}
    }

    /* Demo guiado */
    .tour-backdrop{
      position:fixed;
      inset:0;
      background:rgba(2,6,23,.52);
      z-index:1600;
      pointer-events:none;
    }
    .tour-highlight{
      position:relative;
      z-index:1602 !important;
      box-shadow:0 0 0 3px rgba(56,189,248,.9), 0 12px 28px rgba(2,6,23,.35) !important;
      border-radius:12px;
      transition:box-shadow .2s ease;
      isolation:isolate;
    }
    .tour-popover{
      position:fixed;
      width:min(420px, calc(100vw - 24px));
      background:#ffffff;
      color:#0f172a;
      border:1px solid rgba(148,163,184,.35);
      border-radius:14px;
      box-shadow:0 22px 60px rgba(2,6,23,.38);
      z-index:1603;
      pointer-events:auto;
      overflow:hidden;
    }
    .tour-popover-head{
      padding:12px 14px 8px;
      border-bottom:1px solid rgba(148,163,184,.25);
      background:linear-gradient(180deg,#f8fbff 0%, #f1f7ff 100%);
    }
    .tour-popover-kicker{
      font-size:11px;
      letter-spacing:.08em;
      text-transform:uppercase;
      color:#1d4ed8;
      font-weight:700;
      margin-bottom:4px;
    }
    .tour-popover-mode{
      display:flex;
      justify-content:flex-end;
      margin-bottom:8px;
    }
    .tour-mode-select{
      min-width:190px;
      max-width:100%;
    }
    .tour-popover-mode-hint{
      margin-top:6px;
      font-size:12px;
      line-height:1.35;
    }
    .tour-popover-title{
      font-size:19px;
      line-height:1.2;
      margin:0;
    }
    .tour-popover-body{
      padding:10px 14px 2px;
      font-size:14px;
      line-height:1.52;
      color:#334155;
    }
    .tour-popover-progress{
      padding:0 14px 8px;
      font-size:12px;
      color:#64748b;
    }
    .tour-popover-actions{
      display:flex;
      gap:8px;
      justify-content:flex-end;
      padding:10px 14px 14px;
      border-top:1px solid rgba(148,163,184,.2);
      background:#fafcff;
    }
    @media(max-width:800px){
      .tour-popover{
        left:12px !important;
        right:12px !important;
        bottom:12px !important;
        top:auto !important;
        width:auto;
      }
      .tour-popover-mode{justify-content:stretch}
      .tour-mode-select{width:100%}
      .tour-popover-title{font-size:17px}
    }